Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 10 branches located in 8 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

MISSION STATEMENT
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

MOTTO
Fast, Safe, Caring

Bank Universal BPR

Relationship Manager Development Program (RMDP) adalah program pengembangan yang dirancang untuk membina individu berbakat agar menjadi Marketing Lending profesional di industri perbankan. Peserta akan dibimbing langsung oleh para ahli dan mendapatkan pengalaman praktik yang berharga.

Selama 6 (enam) bulan program, peserta akan memperoleh kesempatan untuk membangun jaringan profesional yang kuat serta pengalaman mendalam di bidang perbankan, khususnya dalam pengembangan bisnis kredit.

Selama program ini kami menawarkan:

<ul>
	<li>Pembelajaran komprehensif (hard skill &amp; soft skill)</li>
	<li>Coaching &amp; mentoring dari Senior Management</li>
	<li>Gaji &amp; benefit yang kompetitif</li>
</ul>

Relationship Manager Development Program

<ul>
	<li>Prepare and confirm the Credit Approval Letter (SPPK) to the customer.</li>
	<li>Review the completeness and legality of documents, as well as the legal capacity of all parties involved in the credit agreement and collateral binding.</li>
	<li>Carry out credit binding, disbursement, collateral binding, administration, and securing of collateral in accordance with internal and external banking regulations, supported by a notarial/land deed official (PPAT) cover-note stating the binding deed is in process.</li>
	<li>Ensure all binding documents are complete and valid, original collateral ownership documents have been received, and all credit requirements are fulfilled before preparing the WPF form for approval by the authorized officer.</li>
	<li>Monitor the completion of documents/deeds by the Notary/PPAT and the National Land Agency (BPN).</li>
</ul>

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